It is common home buying knowledge that when you purchase a home, you will be putting a down payment on it. A down payment is a payment made in cash that is a percentage of the total home cost. This percentage is typically 20%, though it can vary based on your circumstances and loan program. […]
What Determines Down Payment?
Renting A Home Versus Buying A Home
Owning your own home is often described as The American Dream. Unfortunately, due to individual circumstances like your financial situation and factors out of your control like the housing market, owning a home may not happen right away. Instead, many people opt to rent a home in the meantime. But is this the right choice […]
When Is It A Good Idea To Walk Away From A Client?
As with any industry, not every client is easy to work with. Perhaps they second-guess every decision or are rude. But at what point is it appropriate to “fire” a client and end your business relationship with them?
Should You Accept An Escalation Clause?
Selling a home is often not the simplest of tasks: You must find a reputable Realtor to help you sell, market the property, obtain an MLS listing, the list goes on. When a buyer makes an offer on your home, they may offer what is known as an escalation clause. Ask yourself the following questions […]
Quick Tips For Selling Your Home On Social Media
Selling your home is a monumental task—especially if you are forgoing a real estate agent and selling on your own (Hint: We recommend hiring a professional real estate agent!). While you want to sell your home through traditional listings, social media may help your home find a buyer faster. Here are some tips to help you sell […]
Do You Really Need Homeowner’s Insurance?
When you purchase a home, you know there is a lot that goes into keeping your investment safe. You had the home inspected, repaired if needed, and know about the area you home is in. All-in-all, everything looks good and surely you don’t need the extra expense of homeowner’s insurance on top of all the […]
Home Walkthroughs: What To Look For When Viewing Listings
You love this home: It has all the features you are looking for and on the surface, it looks perfect. But don’t let that distract you. There is a lot of work that goes into finding the perfect home and that means managing your expectations. Here’s what you need to keep an eye out for […]
What Is A Private Lender?
When you shop around for the best home loan for your financial needs, you will likely come across what is known as a private lender, as opposed to a government or conventional lender. But is a private lender right for you and what is it anyway?
Tips For Selling A Stigmatized Property
With a poor reputation comes a home that can be difficult to sell. If your property is considered stigmatized you will have to go the extra mile in order to find a buyer and a good selling price. Here’s what you should know about selling your stigmatized property:
Essential Etiquette For New Homeowners
You’ve just moved into your new home! Congratulations! As a new homeowner, there are several rules and etiquettes to follow to maintain a good relationship with your neighbors. Even if there are no houses rights next to yours, these homeowner etiquette rules are still important to abide by:
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Additional Information
The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
